Please see below an update of the lenders’ recent rate reductions after the RBA cash rate reduced the cash rate by 0.25% on the 18th of February 2025 (Last update 28/02/2025 10:00AM).
| Lender | Rate Reduction | Effective Date |
| AFG Commercial Powered by Thinktank | ||
| AFG Home Loans – Alpha | ||
| AFG Home Loans – Edge | 0.25% | 17th Mar 2025 |
| AFG Home Loans – Icon | ||
| AFG Home Loans – Link | 0.25% | 17th Mar 2025 |
| AFG Home Loans – Options | 0.25% | 5th Mar 2025 |
| AFG Home Loans – Retro | 0.25% | 17th Mar 2025 |
| AMP Bank | 0.25% | 28th Feb 2025 |
| ANZ | 0.25% | 28th Feb 2025 |
| BCU | 0.25% | 5th Mar 2025 |
| Australia Military Bank | 0.25% | 4th Mar 2025 |
| Auswide Bank | 0.25% | 28th Feb 2025 |
| Bank Australia | 0.25% | 4th Mar 2025 |
| Bank of China | ||
| Bank of QLD | 0.25% | 7th Mar 2025 |
| Bank of Sydney | 0.25% | 12th Mar 2025 |
| Bankwest | 0.25% | 28th Feb 2025 |
| Better Mortgage Management | 0.25% | 5th Mar 2025 |
| Beyond Bank | 0.25% | 4th Mar 2025 |
| Bluestone | ||
| BCU | 0.25% | 5th Mar 2025 |
| Commonwealth Bank | 0.25% | 28th Feb 2025 |
| Credit Union SA | ||
| Firefighters Mutual Bank | 0.25% | 28th Feb 2025 |
| Firstmac | 0.25% | 4th Mar 2025 |
| Funding | ||
| Granite Home Loans | 0.25% | 28th Feb 2025 |
| Great Southern Bank | 0.25% | 4th Mar 2025 |
| HSBC | 0.25% | 10th Mar 2025 |
| Health Professionals Bank | 0.25% | 28th Feb 2025 |
| Heartland Reverse Mortgages | ||
| Heritage Bank | 0.25% | 4th Mar 2025 |
| HomeStart Finance | ||
| Hume Bank | ||
| IMB Ltd | 0.25% | 4th Mar 2025 |
| ING | 0.25% | 4th Mar 2025 |
| Keystart | ||
| La Trobe Financial | ||
| Liberty Financial | 0.25% | 7th Mar 2025 |
| ME | 0.25% | 8th Mar 2025 |
| MA Money | 0.25% | 17th Mar 2025 |
| Macquarie Bank | 0.25% | 28th Feb 2025 |
| MyState | 0.25% | 4th Mar 2025 |
| NAB | 0.25% | 7th Mar 2025 |
| Newcastle Permanent | 0.25% | 7th Mar 2025 |
| P&N Bank | 0.25% | 5th Mar 2025 |
| Pepper Money | 0.25% | 5th Mar 2025 |
| People First Bank | 0.25% | 4th Mar 2025 |
| RedZed | 0.25% | 28th Feb 2025 |
| Resimac | 0.25% | 4th Mar 2025 |
| St George Bank/BOM/Bank of SA | 0.25% | 4th Mar 2025 |
| Suncorp | 0.25% | 28th Feb 2025 |
| Teachers Mutual Bank | 0.25% | 28th Feb 2025 |
| UniBank | 0.25% | 28th Feb 2025 |
| Ubank | 0.25% | 27th Feb 2025 |
| Virgin Money | 0.00% | NA |
| Westpac | 0.25% | 4th Mar 2025 |