Please see below an update of the lenders’ recent rate reductions after the RBA cash rate reduced the cash rate by 0.25% on the 18th of February 2025 (Last update 28/02/2025 10:00AM).
| Lender | Rate Cut Amount | Effective Date |
| AFG Commercial Powered by Thinktank | 25 bps | 16-Jun |
| AFG Home Loans – Alpha | 25 bps | 6-Jun |
| AFG Home Loans – Edge | 25 bps | 30-May |
| AFG Home Loans – Align | 25 bps | 13-Jun |
| AFG Home Loans – Bright | 25 bps | 12-Jun |
| AFG Home Loans – Options | 25 bps | 5-Jun |
| AFG Home Loans – Retro | 25 bps | 16-Jun |
| AMP Bank | 25 bps | 30-May |
| ANZ | 25 bps | 30-May |
| BCU | 25 bps | 10-Jun |
| Australia Military Bank | 25 bps | 3-Jun |
| Auswide Bank | 25 bps | 5-Jun |
| Bank Australia | 25 bps | 2-Jun |
| Bank of China | TBA | TBA |
| Bank of QLD | 25 bps | 6-Jun |
| Bank of Sydney | 25 bps | 3-Jun |
| Bankwest | 25 bps | 30-May |
| Better Mortgage Management | TBA | TBA |
| Beyond Bank | 25 bps | 3-Jun |
| Bluestone | 25 bps | 30-May |
| BCU | TBA | TBA |
| Commonwealth Bank | 25 bps | 30-May |
| Credit Union SA | 25 bps | 4-Jun |
| Firefighters Mutual Bank | TBA | TBA |
| Firstmac | 25 bps | 3-Jun |
| Funding | TBA | TBA |
| Granite Home Loans | TBA | TBA |
| Great Southern Bank | 25 bps | 4-Jun |
| HSBC | 25 bps | 2-Jun |
| Health Professionals Bank | TBA | TBA |
| Heartland Reverse Mortgages | TBA | TBA |
| Heritage Bank | 25 bps | 30-May |
| HomeStart Finance | TBA | TBA |
| Hume Bank | TBA | TBA |
| IMB Ltd | 25 bps | 30-May |
| ING | 25 bps | 3-Jun |
| Keystart | TBA | TBA |
| La Trobe Financial | TBA | TBA |
| Liberty Financial | 25 bps | 3-Jun |
| ME Bank | 25 bps | 7-Jun |
| MA Money | TBA | TBA |
| Macquarie Bank | 25 bps | 23-May |
| MyState | 25 bps | 5-Jun |
| NAB | 25 bps | 30-May |
| Newcastle Permanent | 25 bps | 30-May |
| P&N Bank | 25 bps | 10-Jun |
| Pepper Money | 25 bps | 5-Jun |
| People’s Choice | 25 bps | 30-May |
| RedZed | TBA | TBA |
| Resimac | 25 bps | 11-Jun |
| St George Bank/BOM/Bank of SA | 25 bps | 3-Jun |
| Suncorp | 25 bps | 30-May |
| Teachers Mutual Bank | 25 bps | 1-Jun |
| UniBank | 25 bps | 1-Jun |
| Ubank | 25 bps | 29-May |
| Virgin Money | 25 bps | 6-Jun |
| Westpac | 25 bps | 3-Jun |